Business overview
Saga has become one of the UK's most-trusted businesses by providing customers with differentiated products and excellent customer service for 75 years. We exist to deliver exceptional products and service to meet the needs of older people.
Financial overview
Interim results for the six months ended 31 July 2026
Six months ended | 31 July 2026 | 31 July 2025 | Change |
|---|---|---|---|
Underlying Revenue1 | £366.3m | £320.5m | 14% |
Revenue | £367.5m | £328.2m | 12% |
Trading EBITDA1 | £90.9m | £67.5m | 35% |
Net finance costs2 | (£20.6m) | (£20.5m) | - |
Underlying Profit Before Tax1 | £46.6m | £23.5m | 98% |
Profit before tax from continuing operations | £28.0m | £3.7m | >500% |
Underlying Available Operating Cash Flow1 | £101.0m | £79.4m | 27% |
Net Debt1 | £429.1m | £515.1m | 17% |
Leverage Ratio1 | 2.7x | 4.3x | 1.6x |
1 Refer to the Alternative Performance Measures Glossary on pages 65-69 of our interim results statement for definition and explanation
2 Net finance costs exclude Travel finance costs and net fair value losses on derivatives